French Wealth Tax Explained

Alongside Lichtenstein, Switzerland and Norway,tax like business assets and share capital,
France has its own Wealth Tax based on heritage.antiquities over 100 years old, objets d'arts,
Many countries in Europe decided to remove thiswoods and forests.
tax during the nineties and at the beginning of theSo how exactly does this French Wealth tax
21st century like Austria, Italy, Denmark orwork? Each year, the taxpayer needs to monitor
Germany. Created in 1981 by the Socialist partythe value of his assets. There is no need for a
after the President's election, the French Wealthprofessional valuation to be made. As a
Tax (called "Impôt de Solidarité sur laself-assessed tax, the taxpayer needs to know
Fortune") is in place in order to redistribute wealth.the value of its assets in order to declare it. He
It concerned 539,000 taxpayers in 2009 againstwill not be asked to pay this tax. The tax is
300,000 in 2003 due to rise of real estate price.progressive and split into seven tax brackets
More than 200,000 people own net assets lowerfrom 0% to 1.8% depending on the value of your
than €1M in France.assets. A rate applies to each tax bracket and it
This Wealth tax applies to anyone owning a netis the total amounts that will add up to the French
asset over €790,000 in France. It is based onWealth tax. 150€ by dependant in the
the household including spouse and childrenhousehold must be deducted from this total
meaning only one single wealth tax return shouldamount.
be submitted. Resident in the country or not, you* Taxable amount (€) 0 - 790,000 Rate (%) /
must declare your asset and pay this tax ifCumulative tax to upper limit (€) /    
applicable. It is a progressive tax which is only* Taxable amount (€) 790,000 - 1,290,000
applicable on the amount above €790,000 at aRate (%) 0.55 Cumulative tax to upper limit
rate ranging from 0.55% to 1.80%.(€) 2,585
What is good to know is that when you move to* Taxable amount (€) 1,290,000 - 2,530,000
France, you won't need to pay the French wealthRate (%) 0.75 Cumulative tax to upper limit
tax on your asset located outside France during(€) 11,660
the first five years. In the sixth year, you will* Taxable amount (€) 2,530,000 - 3,980,000
have to declare your entire worldwide assets onRate (%) 1.00 Cumulative tax to upper limit (€)
the French wealth tax form. Don't worry, French25,660
tax avoidance is a national sport in France and* Taxable amount (€) 3,980,000 - 7,600,000
you can easily find a tax expert who will help youRate (%) 1.30 Cumulative tax to upper limit (€)
to minimise the amount of taxes you need to71,290
pay such as investing the equivalent of wealth tax* Taxable amount (€) 7,600,000 - 16,540,000
in a small French company (Internet start up...).Rate (%) 1.65 Cumulative tax to upper limit (€)
The wealth tax return should be sent with the214,180
payment. It must be submitted at different times* Taxable amount (€) Over 16,540,000  Rate
depending on where you live:(%) 1-80 Cumulative tax to upper limit (€) /
* You live in France. Your tax return must beWhat are the sanctions for those who do not
submitted by June 15th.want to pay the French Wealth tax? What people
* You live in Europe. You must send your taxshould be aware of is that the tax office has the
return by July 15th to the following address:possibility to reassess a taxpayer seven years
Recette des impôts des non-résidentsafter with consequent late fees.
TSA 10010Moreover, what you should know is that when
10 rue du centreyou take a French Mortgage to purchase your
93465 Noisy le Grand Cedexproperty in France, the amount of this mortgage
Franceis deductible. For example, if you purchase a
* You live in the rest of the world. Your taxproperty of €1M and you take a mortgage of
return must be submitted by August 31st to the€400,000, the net value of your asset is
above address.€600,000. By consequence, you will not have
Some assets can be exempted from the Frenchto pay the French Wealth tax.