Non-Resident Home Owners in Spain and Annual Property Taxes

Many non-resident owners of property in Spain1994 = yesx
are under the misconception that they can forget1.1 % = 1650x 24% = 396 euros tax payable
about submitting their annual tax forms!If your property is left empty, even though you
It would be nice but it is not the case. Howeverdo not let out your holiday home for gain, Spanish
the good news is, from 2009 the taxes payablelaw assumes you have what is called a "Deemed
will be less than people paid in previous years.Rental Income" which is subject to non-resident
Up until the end of 2007 non-residents withIncome Tax.
property in Spain were also liable to pay a "wealthThe "Deemed Rental Income", which used to be
tax" (Patrimonio) which was calculated on theincluded on the old Modelo 214 form, is now
value of their assets in Spain (i.e. property,declared on a Modelo 210 form.
savings, etc.)The amount you pay is calculated using the "Valor
It is interesting to note that when Prime MinisterCatastral" (Rateable Value) of your property in
Zapatero fulfilled his election promise regardingSpain. This can be easily ascertained by looking at
Patrimonio or "Wealth Tax", with the introductionthe receipt for your "Impuestos Sobre Bienes
of Spanish Law 4/2008 passed on the 23Inmuebles" or IBI, (often referred to by English
December 2008, the tax was finally amended byspeakers as "Rates") - which is paid to your
reducing the taxable base to zero."Ayuntamiento" annually. The format can vary
Is this technically a formal abolition of the Tax?between Ayuntamientos, or whether you get the
The answer is no. Certainly the effect is that noreceipt from your bank rather than paying in cash.
wealth tax will be paid by either residents,But all the information you need will be on there.
(obligacion personal) or non-residents, (obligacionThis receipt will also tell you whether the rateable
real).value of your property has been revised since 1st
The law, which ironically was published in theJanuary 1994. This is critical because the
Spanish Government Official Gazette (BOE) onpercentage used to calculate "Deemed Rental
Christmas Day 2008, applies to tax years startingIncome" is higher if your rateable value has not
1st January 2008 onwards which, under thebeen revised since that date. Tax payable on the
previous scheme would have been payable in"Deemed Rental Income" is 24 per cent. The
arrears in 2009.deadline for the submission of form Modelo 210 is
The mechanics of the new law mean that thethe June 30th 2009 for income deemed or
obligation to submit a wealth tax return (Modeloactually derived in 2008.
214) is terminated by applying a 100 per centAll of the above applies to Non-residents with no
deduction to the taxable base.permanent establishment but who own a holiday
By reducing the tax to zero but not abolishing it,home in Spain
is the Spanish Government retaining the option toAnyone treating apartment letting as a business
re-introduce the tax in the future? That may wellIf someone owns property in Spain, but is not
be the case!resident in Spain for tax purposes and has at
So to reiterate, the Patrimony "wealth tax" has toleast one office or premises used for managing
all intents and purposes been done away with. Butthe letting business and employs one or more
that does not mean that there are no annualpeople on a full time contract, then the owner is
property taxes for Non-Residents to pay. Youconsidered to have income through a permanent
may remember noticing on previous year'sestablishment in Spain and is subject to different
Modelo 214 forms that there were 2 separateregulations.
calculations: The Patrimony amount and theI wrote this article with the aim of making
"Declaracion de la Renta" amount.non-resident homeowners aware of their legal
The "Declaracion de la Renta" or "Non Resident'sobligation to submit an annual income tax
annual tax return" must still be made and paid!declaration in Spain; it is not intended to be a
Taxation, and particularly dual taxation issues arecrash course on Spanish tax law. As I said that's a
an extremely complicated subject and I wouldcomplicated subject and peoples's circumstances
always advise readers who make financial gaindiffer. But what holds true for all, is that no
from their property in Spain to get a qualifiednon-resident home owner, whatever their
assessment of their own personal circumstances,circumstances, is exempt from making a
either directly from the Spanish "Hacienda", Spain'snon-residents Income Tax return.
Inland Revenue, or from a tax professional.Do you know someone who has owned property
However, in general terms the earnings fromin Spain for years and never made a declaration?
rented property or sub-let property are calculatedProbably. However, if they are caught, and
on 24 per cent of the gross income receivedcomputerised records are making that ever more
from the tenant, excluding IGIC.likely, they are liable to pay the last four year's
If the property is only rented out for part of thetax and probably a hefty fine.
year, the earnings are calculated as above for theBut in any case, when that property is eventually
rented period. For the part of the year that it liessold or passed on as part of an inheritance, the
empty, the calculation is made as for "DeemedSpanish Tax Agency can and will check their
Rental Income": see below.records, which will show the property is owned
See if your Catastral Value has been updatedby a non-resident and that no tax declarations
since 1994 if the answer is yes the coefficient tohave been received. The taxes will then need to
use is 1.1 if the answer is no then use 2.be paid, including any fines imposed, before the
Multiply the Catastral Value by 1.1 or 2 (as above)property can be legally transferred.
per centI believe that at the very least it makes sense to
Take this value and multiply by 24 per cent -clarify what your tax liability is and if at all possible
thats how much deemed rental income tax youkeep things up to date, rather than looking over
pay.you shoulder and waiting for a fine to drop on the
Example: Catastral Value 150,000 revised sincemat!