| When you file for bankruptcy you will have a | | | | Paying fines. Jail is unpleasant for anyone, so avoid |
| tough time paying all your obligations, so make | | | | it by paying the fines that might put you there. |
| sure you put what's left of your finances to good | | | | Child support and alimony. Make sure you are fully |
| use. Only use the money to avoid the most | | | | aware of the consequences of not paying the |
| severe problems, the rest you can ignore as it will | | | | child support. |
| probably go away once you have filed for | | | | Most judges tend to have zero tolerance for |
| bankruptcy. Here are some key elements you | | | | parents that ignore their children, so you probably |
| should focus on, listed by their importance: | | | | will end up in jail if you cut payments. |
| Paying your rent or mortgage. This should be on | | | | Income taxes. Messing with the IRS is never a |
| the top of your priority list if you plan to have a | | | | good idea, so pay your taxes. |
| place to live in. Not paying mortgage will probably | | | | Student loans. If you have such loans, it's a good |
| have you evicted and living on the streets. | | | | idea to pay them, as you don't want the amount |
| Paying the utilities should come in second. Even | | | | to increase over the years. |
| though you are bankrupt, it doesn't mean you | | | | In conclusion, choose carefully when deciding what |
| can't have a decent life. | | | | bills and debts you should pay before you file for |
| A vehicle, only if it is vital. If your work depends | | | | bankruptcy. You should focus on the most |
| on a vehicle, than it is a must. Don't give up on | | | | important ones and neglect the ones that will be |
| your mean of transportation if it will lead you into | | | | wiped out anyway. |
| more trouble. | | | | |