Tax Forms You Need to Know About

One thing is for certain, there is no shortage offrom your business income. The office must be
tax forms in this country, and having anused exclusively for business on a regular basis to
understanding for each one is a daunting task,enable you to take the deduction. To figure the
even for most accountants. The most practicalallowed expense, take your total home expenses
approach for taxpayers is to have a generaland multiply that number by this ratio, total office
understanding of the forms that might affectsquare feet/ total home square feet.
them the most. Here are a few to consider, listed4868: Application for Automatic Extension to File
in no particular order of importance:Tax Return
W-4: Employee Withholding Allowance FormThis form allows taxpayers to extend their filing
This form determines the amount of federaldeadline six months, but it is not an extension to
taxes that are withheld from your paycheck eachpay, only an extension to file. You will still incur
period. It is important because the number ofpenalties and interest for not paying on time,
allowances that you claim will directly affect youreven if you file the extension. The failure to pay
paycheck cash flow and the size and scope of apenalty is only 0.5% per month of the balance
refund or balance due at tax time. It is not indue, while the failure to file penalty is 5% per
your financial interest to have either a largemonth of the balance due, with a maximum
refund or a balance due, so adjust yourpenalty of 25%.
withholding allowances accordingly to avoid sizeableOne other caveat is that if you have no tax
balances in either direction.liability, or are receiving a refund, there is no
1040-X: Amended U.S Tax Returnpenalty to file late. So if you expect a refund, it is
The 1040-X form is used to amend and adjustnot necessary to file an extension.
returns that have already been submitted to the5695-Residential Energy Credits
IRS. The most common use of this form stemsThis form is used to claim a tax credit resulting
from a late arriving W2 or 1099 interestfrom the purchase and installation of energy
statement that was omitted from the original taxefficient materials and appliances in your main
calculation. You can also use this form to correcthome. Examples of allowable improvements
mistakes made by yourself, or by a tax preparerinclude upgrades to insulation, windows, doors,
on your tax return and receive compensationcentral air units, heat pumps, and furnaces that
from the IRS; taxpayers can amend back up tomeet energy efficiency requirements.
three years. The 1040-X form is also used in toThe credit is non refundable, and amounts to
claim various tax credits, like the home buyer taxeither thirty percent of the improvement cost, or
credit, and the credit for energy efficient1,500 dollars whichever is less. Taxpayers would
improvements.need to file this form in conjunction with form
8829: Expenses for Business Use of Your Home1040-X to amend your 2009 taxes, if the
This is more commonly known as the homeimprovements were made in 2009,
office deduction, and what this form allows you toimprovements made this year can be filed on
do is to deduct ordinary home expenses likeyour 2010 tax return.
utilities, taxes, interest, depreciation and insurance