What is Form 941 and Why Must You File It?

If you own a small business, you have a smallSocial security tax and Medicare tax withheld
mountain of paperwork to climb every year. Youfrom your employee paychecks; 4) Social
are probably most familiar with income taxsecurity tax and Medicare tax that the employer
returns and their onerous filing requirements. But ifmust pay; 5) Federal payroll tax payments the
you have employees, you have a significantlyemployer has made for the quarter; and 6) Any
more complicated tax situation. There are severalremaining balance due of the quarterly payroll tax
payroll-related tax forms that must be filed. Oneliability.
of them is Form 941, and the purpose of thisAfter adding up all the federal payroll taxes
article is to introduce you to the purpose of thismentioned above, the employer tax payments
form and its IRS-mandated filing rules.are subtracted from the payroll tax liability to
Form 941 is entitled Employer's QUARTERLYdetermine whether there's a refund or balance
Federal Tax Return. Note that the IRS hasdue. There are therefore three possible end
graciously emphasized the word "quarterly", soresults: 1) The employer has accurately paid the
that's a good place to start. The purpose of Formliability amount and there is no refund or balance
941 is to report federal payroll information fordue; 2) The employer has paid more than the
each calendar quarter, i.e. the 3-month periodliability and is due a refund; and 3) The employer
ending March 31, June 30, September 30 andhas paid less than the liability and has a balance
December 31. Generally speaking, the form mustdue.
be filed with the IRS by the end of the monthIf you are entitled to a refund, you can request
following the end of the quarter, i.e. the due datesthe IRS to send you a check or you can
are April 30, July 31, October 31, and January 31.authorize the IRS to keep the refund and apply it
More specifically, the purpose of Form 941 is toto the next quarter's payroll tax liability. If you
report the following federal payroll information forhave a balance due, you should remit a payment
each quarter: 1) Wages and other compensationwith the return, also enclosing payment voucher
paid to employees; 2) Federal income taxForm 941-V.
withholdings from your employee paychecks; 3)